Book Summary: The Brower Quadrant – Live Life Deliberately – Written by Lee Brower

Do you ever think about generational transfer of wealth, fiscal accountability and contribution? The statistics for generational wealth hitting the 3rd generation are dismal. Basically, the first generation busts ass and creates something great. The second generation leverages the knowledge and the experience and expands the enterprise because they grew up seeing the work ethic and ingenuity exerted by the first generation. Now comes the third generation that basically is handed over the keys without doing the work and the enterprise dies. This is the fault of the second generation teachings and the third generation entitlement mindset.

Why is this important to me?

If you have a business and you are building your net worth and want to pass it along then this is critically important to you. Do you know that 90% of lottery winners are broke in 5 years and end up in worse shape than when they started? This is even worse for ex-athletes. Athletes are good at what they do and they simply think they are good in business because they have the money. Just like athletics, creating wealth is a science that takes hard/smart work and dedication.

Anybody who says that they will go into business and succeed without the work is no different than me saying I will start for at tailback for the Dallas Cowboys next year. Both are very unrealistic but most people don’t see it that way for business. Education is critical along with hard/smart work.

The Brower Quadrant is broken down into three key parts. For the sake of time, I will define what the quadrant is and then touch on how to start living it.

1. What is the Brower Quadrant? The Brower Quadrant consists of four components. The first component is the “CORE”. This is your special talents and what drives you as a person. If you are a musician, athlete, artists or business person, the core is what defines you. The “EXPERIENCE” quadrant is all the experiences that define you and your family. This is important and needs to be captured and put into story format. Example: My grandfather came over to this country by himself when he was 9 years old on a ship across the Atlantic Ocean. Put this into perspective as most 9 year old kids today are not even allowed to be outside after 5:00 in a good neighborhood. Unfortunately, I was too young when he died and I was not able to capture the whole story to share. The experiences that shape your personality and your core need to be captured and shared. They may seem trivial to you but are important because they define what you do and how you do it.

The “CONTRIBUTION” Quadrant is next. This is where you instill an attitude of gratitude and open up your heart. I realize this is esoteric but I cannot tell you how many books I have read that say the same thing. Basically this is Emerson’s law of compensation – If you want more then give more.

The “FINANCIAL QUADRANT” is the money and wealth preservation quadrant. Most Estate planning people will simply show you how to minimize tax liability and ask you how you want to divide up the assets once you go down for the dirt nap. Lee takes a whole different approach and shows you how to continue to grow your financial position with the Family Empowered Bank and pass it from generation to generation. The Brower Quadrant is the solution to fleeting wealth across generations.

2. Why is the Brower Quadrant important? I touched on this above but it bears repeating. Each of the quadrants can be thought of as assets. Family knowledge and skill sets are typically taken for granted and lost. Most hard working business people lose their businesses to their heirs. This also creates family stress and torn relationships. I can personally attest to this. Our business consisted of extended family and the entitlement of one of the partners was absolutely despicable and it tore the family apart and ended up in court.

3. How does it work? Lee says it best in a chapter subtitle – “Family Leadership”. This is much more than estate planning. Leadership requires vision, clarity, action, communication, influence and a whole host of other attributes. Implementing the Brower Quadrant requires clarity in each quadrant with a set of action plans that are communicated and acted upon.

The Brower Quadrant is required reading for anybody interested in preserving and building wealth across generations. Lee does an excellent job of outlining what is needed and gives additional resources. I started implementing some of the things in the book and will continue to implement all of it as our family and business grows.

I hope you have found this short video summary useful. The key to any new idea is to work it into your daily routine until it becomes habit. Habits form in as little as 21 days. One thing you can take away from this book is the difference between Family Leadership & Estate Planning. These two concepts are very different and Estate Planning is simply a very small subset of Family Leadership and the Brower Quadrant.

GOD Wants You Rich – Book Review

By: Scot Anderson (2009)

ISBN 978-0-7684-2745-5

Book Price: $24.24

150 Millionaires

As a cutting-edge entrepreneur, best-selling author, and dynamic speaker, Scot T. Anderson has cultivated an extensive following among the most highly-respected and influential business leaders worldwide (endorsed by Robert Kiyosaki, Larry Winget, & Les Brown). As a pastor, he has developed 150 millionaires in his church.

So many more rich ideas

Scot Anderson has provided fifteen chapters to express the will of God for us to be rich. He covers, the purpose of money (Ch. 3), what you expect you always get! (Ch. 6), Jesus wasn’t poor (Ch. 10), one change will produce wealth (Ch. 12), the power of belief (Ch. 14), habits control your world (Ch. 15), and so many more rich ideas!

Thinking and living the rich life

Scot Anderson comes highly recommended; Les Brown says of Scot, “Just ask more than 150 members of Scot’s congregation how they happened to become millionaires after Scot introduced them to new ideas and wealth-creation strategies.” Scot’s style is informative and expressive as he endeavors to introduce many to wealthy living.

Anderson focuses on freedom presented in biblical truth to persuade readers. He explains, “… the Bible isn’t about the don’ts, but about the dos, not what we can’t do and have, but about what we can do and what we can have.”

Using simple illustrations, Scot diffuses false ideas about wealth. He shares, “Money is not evil! A hundred dollar bill has no power. I have one in my wallet right now, and if left alone, it would never do anything-good or evil… Do your own test: take some money and leave it alone in a drawer for a month. Then write down all the evil it did.”

Scot is stern in addressing pertinent issues. He pointedly advises, “As long as you think it is wrong to have money, you won’t. Until you can break that one thought, you will never be able to step into the abundance that God wants… “

Mr. Anderson uses points from Jesus’ life to impress his message on reader’s hearts. He shares, “1. Jesus was born in the royal line of David… 5. The Magi brought expensive gifts… gold, frankincense, and myrrh… 8. The disciples were successful businessmen… If Jesus was really poor, successful men would never have followed Him… “

God wants us all to be rich!

Scot Anderson has successfully revealed the desire of God for all humanity; God wants us all to be rich!

The Compound Effect by Darren Hardy – Book Review

Synopsis of Content:

Darren Hardy, successful businessman, public speaker and editor of Success Magazine provides in The Compound Effect a careful study of those things we must do and those we must avoid to be successful. He teaches how small efforts, repeated over time, create compound effects – that is – they build into a much larger accomplishment than one might realize as one does the small things each day.

Likewise the compound effect also works to defeat us if we fail to do the right things each day or do the wrong things each day. That one candy bar once a week for example, adds pounds to us over the course of a year. That one apple each day can help foster greater health over time.

How It Works

Hardy begins by describing how the compound effect works both to our benefit and our detriment and demonstrates how crucial it is to be aware of what we are doing and take control of the things that matter. It is about forming and sustaining good habits and defeating bad ones.

He then explains how the choices we make each day influence and drives our outcomes. He describes how positive habits build us up and create long term achievement while bad habits do the opposite.


Next he discusses momentum – how small steps taking deliberately and consistently over time build momentum which then makes it all easier and more effective over time. He explains the power of rhythm and consistency in what we do.


Finally he discusses the power of influence upon us, both good and bad, from the people with whom we associate, the things we choose to do, the way we spend our time, etc.

The book also includes various resources that you can obtain access to on-line which can deepen your experience and put the lessons learned into practice.

Some have criticized The Compound Effect as just another version of the same old ideas found in a thousand success or self-help books. In a sense this is true and Hardy, who is an unapologetic fan of Jim Rohn, cites Rohn’s observation that the principles of success are never new – they are time tested and ancient. We fail to benefit from them to the extent we fail to understand them or more often to the extent we fail to heed them.

What Hardy does in this book is repackage these ancient ideas in a more modern discussion and format using helpful illustrations and his own unique perspective about how they have worked for him and many others. There is always value in this. The more we can see how others have learned from these principles and applied them the more we will understand how we can do the same.

Hardy was raised in a very disciplined manner by a rather harsh father who was a no nonsense sports coach. With this background he naturally is comfortable with the kinds of self-discipline he urges upon the reader to achieve at a higher level. For those who are lazy or just dislike the rigor of self-discipline this book may not offer much. For anyone who is willing to do the work this book is an excellent introduction into what works.


Anyone who is serious about improving their lives and their outcomes can benefit from this book. It is an easy read and contains a lot of practical lessons on how to implement these ideas.

Readability/Writing Quality:

The book is well written and easy to read. It is well organized and contains enough repetition to be instructive but not so much as to be redundant.

Notes on Author:

Darren Hardy was a self-made millionaire at a young age and successful in business for many years before moving into the success industry. He is an author, speaker, mentor and editor of Success magazine.

Three Great Ideas You Can Use:

1. A great tool to determine how well or how poorly you are actually doing in any area of your life is tracking. By keeping a small notebook with you at all times and writing down what you are doing or failing to do in any area you wish to improve you will gain tremendous insight into your own success and failure.

2. You cannot change your life or improve your life unless and until you accept complete and unconditional responsibility for your own life. This sounds simple, and it is, but it is not always easy. It is however essential to make genuine progress.

3. One of the biggest secrets to success is to eliminate bad habits and replace them with good ones. This requires intentional planning and requires disciplined action for at least a month, often longer. It will be worth the effort.

Publication Information:

The Compound Effect by Darren Hardy. Copyright 2010 by Success Media; published by Vanguard Press.